2026 Verifiable Package: Trust, Ethics & Financial Responsibilities
This package includes the mandatory topic and six (6) elective topics, supporting you to complete 10 hours of verifiable CPD for 2026.
This verifiable package includes the following topics:
| Use of Digital Technology in Real Estate Transactions (Mandatory) |
1 hour |
| Balancing Fiduciary Duties with Fairness to the Buyer |
2 hours |
| Ethics |
2 hours |
| Goods and Services Tax (GST) (Updated) |
1.5 hours |
| Health and Safety: Implications for Real Estate Agency Work (New) |
1 hour |
| Trust Accounts (Updated) |
1.5 hours |
| Understanding Unit Titles and Cross Leases (New) |
1.5 hours |
| Total of 10.5 verifiable CPD hours |
Please note: After registration, courses from this CPD package will appear in THRIVE within one (1) hour. Thank you for your patience.
Important Information
Accessing the course
- After registering, you’ll access this topic through our online learning platform, THRIVE. Once logged in, the course will appear on your homepage. In some cases, this can take up to one (1) hour after registration.
Progress tracking
- Your progress is automatically saved, allowing you to pause and resume the course at any time.
Completion Requirements
- To be marked completed for the topic, you must finish all required questions, activities, and tasks within the online course.
Recording your CPD
- After completing the topic, please allow up to 12 hours for your completion to appear in your CPD logbook. Your completion will be reported to the Real Estate Authority on the 10th of each month.
Getting your Verifiable Training Certificate
Once you've completed your 10 Verifiable CPD hours with REINZ, you’ll be able to download your Verifiable Training Certificate by following the steps below -
- Login to your account on the REINZ website
- Go to ‘My Profile’
- Find your certificate in the ‘My CPD’ section
If you have any queries, please do not hesitate to reach out to us at [email protected] or ring us on 0800 473 469.
Overview of topics:
Use of Digital Technology in Real Estate Transactions (Mandatory Topic)
- identify various risks associated with use of AI technology, digital signatures, messaging apps, marketing, and online tools such as property appraisals.
- understand their legal, ethical, regulatory, and professional obligations when using digital technology.
- describe their agency’s policies and procedures relating to use of digital technology.
- understand how to ensure proper record-keeping using technology and what responsibilities they have in this area, including the risks associated with deleting and editing messages or failing to maintain proper documentation.
- describe potential data privacy and confidentiality issues, particularly if adding confidential or personal information into open AI tools.
- understand the risks and issues in digital marketing, including the use of Generative AI in creating promotional materials, and the ethical considerations that come with them.
- know the principles to apply as technology continues to evolve, especially around the careful and informed use of new tools like Generative AI.
Balancing Fiduciary Duties with Fairness to the Buyer
- explain your legal obligations to parties to a real estate transaction
- explain your obligations to the parties when establishing an agency relationship
- explain your obligations to the parties when marketing a property and negotiating a sale and purchase agreement
- explain your obligations to the parties after the sale and purchase agreement is signed.
Goods and Services Tax (GST) (Updated)
- explain key terms relating to GST
- explain key taxation legislation around land transactions
- explain some potential GST issues related to land transactions
- explain the documentation required around GST in real estate interactions and transactions.
Health and Safety: Implications in Real Estate Agency Work (New)
- explain the principles of the Health and Safety at Work Act 2015 (HSWA)
- understand how the HSWA principles apply to real estate work
- explain who a person conducting a business or undertaking (PCBU) is under HSWA
- understand the duties and responsibilities of an officer of a PCBU
- understand how overlapping duties work and how they apply in the licensee context
- identify potential risks and hazards of working in real estate and how to mitigate these
- describe what situational safety is and how to eliminate or manage risks
- understand the importance of having and complying with agency health and safety policies and procedures
Ethics
- explain key concepts related to ethics
- explain how ethics are applied in day to day agency work
- describe ethical considerations in disclosure situations
- explain the obligations of licensees in reporting misconduct or unsatisfactory conduct.
Trust Accounts (Updated)
- understand and explain the obligations of agents regarding trust accounts
- understand and explain the audit requirements for trust accounts.
Understanding Unit Titles and Cross Leases (New)
- the types of property ownership that differ from standard freehold and fee simple (including unit titles, cross leases, company share titles) and will have an understanding of the differences
- key aspects of the Unit Titles Act 2010
- key aspects of the Property Law Act 2007
- how to apply the legislation to real estate agency work
- how to communicate key aspects around unit titles and property law to customers
- the importance of advising parties to seek legal advice
- how to identify potential risks and issues.